How Do Taxes Figure into Your Financial Plans?

We believe that the average investor gives up unnecessary returns without a customized plan aimed at reducing their annual tax bill.

A Tax-Smart portfolio has the potential to deliver a 43% better return over a 25-year period*.

With Tax-Smart Investing™, we focus on after-tax outcomes by working with clients to invest and plan for their goals in a tax-conscious manner.

Traditional advisors focus on maximizing pre-tax returns, but they miss a big part of the picture: The average American pays $10,489 annually in income taxes1.

We utilize an 8-Point Tax-Smart Framework for wealth management to help you maximize your financial potential.

Contact us to see how our Tax-Smart Investing approach is dedicated to helping you keep more of what you have worked so hard for.

Beginning 2020 hypothetical portfolio value of $100,000 and investment time horizon of 25 years. Assumes reinvestment of dividends and capital gains. This is a hypothetical example used for illustrative purposes only and does not represent the return on any specific investment.
"Traditional" portfolio value assumes hypothetical after-tax return of 4% annually.
"Tax-Smart" portfolio value assumes hypothetical after-tax return of 5.2% annually. Value difference of 1.52% is based on investor returns in non-tax managed US equity products (active, passive and ETFs) versus tax-managed US equity funds and average annual tax drag for five years ending 12/31/18.
"Tax-managed" refers to funds identified by Morningstar to be tax managed.
'Tax drag" represents the average Morningstar Tax Cost Ratio for funds in each category. The Morningstar Tax Cost Ratio measures a fund's annualized return reduced by taxes investors pay on distributions.
Past performance is no guarantee of future results.