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Investment Management

  • Investment management can be a time-consuming and daunting task. For many, it could even be emotional. This is especially true in times of high market volatility, during which sensational media reports could prompt investors to make emotional investment decisions that may potentially lead to irreversible damages to their financial situations in the long run.
  • We offer investment management services to those who are serious about pursuing their financial goals. Although we do pay attention to market trends and may recommend adjustments to clients’ portfolios based on those trends, our strategy does not employ “get-rich-quick” schemes by speculating which stocks are the “hot tips” of the week. Our investment management strategy focuses on your long-term financial goals.
  • For many clients, the core investment strategy designed by us consists of a diversified portfolio of investments that is custom designed to address their individual needs, concerns and financial goals. Based on your risk tolerance and what your financial goals require, we will create an asset allocation strategy that we will together execute in the long term. Some of the key factors that we consider when evaluating an investment portfolio include:
  • Risk-adjusted returns: a 10% return could be good or bad depending on the level of risk taken in achieving the return. Therefore, risk-adjusted returns instead of absolute returns are evaluated when we manage our clients’ portfolios.
  • After-tax returns: taxes can dramatically diminish the end results of an investment portfolio in the long run. When taxes are applicable, we focus on after-tax return numbers and take capital gain taxes and income taxes into consideration when evaluating the merits of an investment.
  • Internal costs: many investment products have internal costs. When internal costs become too excessive, they create significant burden on an investment portfolio and hinder its growth in the long run. By taking the internal costs of an investment into consideration, we help avoid investments with costs that we believe are excessive when compared to their peers.
  • In our investment management relationship with you, you can expect to meet with us face-to-face at least annually for review. You also receive written quarterly performance reports, periodic newsletters, and have the ability to communicate with us via phone or email anytime.

We encourage you to contact us today to learn more about how our investment management services can help make better investment choices. 

There is no guarantee that a diversified portfolio will enhance overall returns or outperform a non-diversified portfolio. Diversification does not protect against market risk. Asset allocation does not ensure a profit or protect against a loss.